Business Performance

Question : Discuss about the Risk Mangement and Business Performance ? Answer : Introduction: In the last decade, the Oman insurance market has passed through an important phase of its consolidation and development. Currently, it has arrived at an effective level of development and as a result, it has been able to provide effective qualitative services for the citizens of Oman. The insurance industry of Oman has experienced increased performance each year, which is validated by the rising number of contracts and premium volumes. The current research aims to evaluate the impact of risk management on the business performance of Takaful Oman, which is a popular organisation in the Oman insurance market. Takaful Oman is one of the leading insurance firms in Oman for enhancing value to the stakeholders under the compliant framework of Sharia. The main objective of the organisation includes the promotion of Takaful awareness by offering innovative compliant products and services of Sharia to provide extra value for tailoring to the particular needs of the customers with the help of dedicated professional team (Takafuloman.om 2017). The organisation is involved in dealing with many services like family, health, creditor, motor, property and fidelity insurance packages. In addition, Hotel Takaful is another service provided on the part of an organisation for reputable hotels and resorts to carry on with their operations. By conducting the same, the policy insures that no insurable exposure remains uninsured with no over insurance of risk elements. This policy is designed to meet the needs of the hotel along with covering each aspect of the hotel. Money Tafakul is another insurance policy, which aims to offer indemnity following loss of money or theft for the citizens of Oman. Finally, another service that the organisation provides is Travel Takaful Plan, which intends to provide a family holiday package having personalised coverage against medical expenditures, loss of documents or money and flight delays (Sadgrove 2016). Rationale for the study: Risk management is one of the significant research areas over the past few decades (Bromiley et al. 2015). It has been observed that risk management could determine the success or failure of the insurance organisations, as during the global financial crisis, the ineffective practices of risk management has been a major cause. Despite the rapid growth of the Oman insurance market, this sector has been confronted with various challenges for accomplishing greater qualitative services, rising security offers and modern services (Melnyk et al. 2014). This is particular prevalent in selecting techniques of risk management for accomplishing the best business performance by applying the European standards in this sector. Thus, the main objective of this research is to conduct a brief evaluation of risk management and business performance of Tafakul Oman. Hence, this research would shed light on justifying the practice of risk management of the organisation and developing an effective process of risk management for the same. Objectives: The objectives of the research include the following: To identify the current process of risk management practices in Takaful Oman To identify the impact of risk management practices on the business performance of Takaful Oman To recommend potential methods to improve the risk management practices of the organisation in the insurance market of Oman References: Bromiley, P., McShane, M., Nair, A. and Rustambekov, E., 2015. Enterprise risk management: Review, critique, and research directions.Long range planning,48(4), pp.265-276. Melnyk, S.A., Bititci, U., Platts, K., Tobias, J. and Andersen, B., 2014. Is performance measurement and management fit for the future?.Management Accounting Research,25(2), pp.173-186. Sadgrove, K., 2016.The complete guide to business risk management. Routledge. Takafuloman.om. (2017).Takaful Oman Islamic Insurance Provider Companies in Oman. [online] Available at: https://www.takafuloman.om/index.html [Accessed 7 Mar. 2017].

The Internet a Blessing or a Curse Essay Example For Students

The Internet a Blessing or a Curse Essay What is Internet? It is a tool, which can link up all the people around the world, or we can say that it is a net that we cant see. Internet brings us a lot of convenience; people depend on it very much nowadays. But as we know, it also can act as a weapon. Is it a blessing or a curse? Whichever it may be the internet has proved it self very helpful tool in many ways, it has opened a gateway for people; it made it possible for us to communicate with people from the other side of the world. Allowing us to meet new people and discover new places even though we are not there. The internet is easily accessible to everyone because it is inexpensive and can be afforded by most. We will write a custom essay on The Internet a Blessing or a Curse specifically for you for only $16.38 $13.9/page Order now While some consider it as a blessing others regard it as a curse, because the internet like everything else in the world has a good and a bad side to it. The one of the main reasons that many people blame is that there is no sense of censorship in the world of the internet. Without censorship many things spin out of control. People start using the internet as a method of spying rather than a manner of communication they abuse this blessing by placing information or data that is unacceptable such as pornography, others may use it for fraud or theft. When these actions are committed they are considered a as a form of crime, and like all other crimes they are intolerable by society. A student no longer needs to spend long hours in libraries searching for a desired piece of information. A web search engine can provide the needed material just at a click of a button and no matter which remote corner of the world you are in, the Internet will keep you side by side of the latest developments in your area of interest. As with every new technology there are those who speak high of the Internet and there are those who portray it in an unfavorable source of knowledge. And as with other new technologies there is nothing wrong with the Internet itself. It is we who are to decide which way to travel on this information super path. We may decide to travel the right path and reach the ultimate destination of knowledge power and truth. Or we may choose the wrong direction and expose ourselves to all kinds of vices. The Internet to me is a great blessing. Name any aspect of human life education, business, entertainment, travel, sports etc and youll see the profound impact the Internet has on it. This is so important, so vital and so indispensable device that how can we afford to lag behind by ignoring it. How can we afford to be cut off from the outside world? I dont know how our society can develop without having access to this vital source of development. Only a fool can do  so and I dont think that we are fools; at least, I am not.

Writing an Essay For a Scholarship Sample

Writing an Essay For a Scholarship SampleYou may not think writing an essay for a scholarship sample is that difficult. All you have to do is write a well-researched essay. It's really not that hard. The only problem is that the more research you do, the less confident you will be in the type of essay you are going to write.There are only so many academic college level essays that you can write before you begin to feel a little over confident. As you get further from the grades that you were expecting to get, you will find yourself thinking the more research is needed before you write your essay.As the semester progresses it will become easier to write the essay and the confidence will come back. Before long you will be back to your old self. All because you don't want to admit you are not as smart as you used to be. You need to write the essay well, but then again, there is not really a need to.When you get home, you want to make sure to take a look at your essay. It should not be a nything that makes you feel bad about yourself. In fact, the whole thing was a joke to begin with and it is up to you now to make it a good one.Now, you may be thinking, how am I supposed to know what goes in an essay? The best way to test your article writing skills is to read and re-read the article and think about how you can improve on the essay.Take it to the public library and just start reading it. No matter what your writing abilities, you will be surprised at how much you can learn in a very short amount of time. The important thing is you want to finish the essay and you want to finish it quickly.To help you do this, do not write the essay all at once. Take some breaks and go back and forth between different article and write articles until you feel comfortable.

Categories and Roles of School Governors Essays

Categories and Roles of School Governors Essays Categories and Roles of School Governors Essay Categories and Roles of School Governors Essay School governors are one of the countrys largest voluntary groups with around 300,000 contributing to strategic development and raising standards of achievement at more than 30,000 schools. School governors are members of their schools governing body, which is known as a corporate body. A corporate body has a legal identity that is separate from its members and as a result, individual governors are generally protected from personal liability as a result of the governing bodys decisions and actions provided they act onestly, reasonably and in good faith. Individual governors have no power or right to act on behalf of the governing body except where the whole governing body has delegated a specific function to that individual or where regulations specify a function is to be exercised in a particular way. School governors are drawn from different parts of the community and can be parents and staff or from the LA, the community and other groups. This helps ensure the governing body has sufficient diversity of views and experience but does not ean governors of a particular category represent that group on the governing body. For example, parent governors do not represent the parents at the school and do not report back to them. Responsibilities The governing body has a range of duties and powers and a general responsibility for the conduct of the school with a view to promoting high standards of educational achievement. Its responsibilities include but are not limited to: setting targets for pupil achievement managing the schools finances aking sure the curriculum is balanced and broadly based appointing staff reviewing staff performance and pay. The governing body has considerable discretion as to how to discharge its responsibilities but is required to constitute itself in line with the regulations and to appoint a chair and vice chair. The governing body may delegate certain of its responsibilities to certain governors or committees of governors, although in general, it is not compelled to do so. Categories and roles of school governors By shaza7

How to Identify Northern White Cedar

How to Identify Northern White Cedar Northern white-cedar  is a slow growing native North American boreal tree with the scientific name Thuja occidentalis.  Arborvitae  is another name for the tree in its cultivated and commercially grown from which is  planted in yards and landscapes throughout the United States. This nursery-derived version of the white-cedar is prized for the unique flat and filigree sprays made up of tiny, scaly leaves.   Northern white-cedar  has also been called eastern white cedar and swamp-cedar. The name arborvitae meaning tree of life was given the tree and was the first North American tree to be transplanted and cultivated in Europe.   Ethnobotanical history suggests that 16th-century French explorer Jacques Cartier learned from  Native Americans how to use the trees foliage to treat scurvy. Scurvy was an insidious  disease that ravaged humans that had no ready source of  ascorbic acid or vitamin  C. A decoction of the exported trees sap was sold in Europe as a curative medicine. A record tree in Michigans Leelanau County measures 18 feet in circumference and  113 feet  (34 meters)   in height.   Where the Northern White Cedar Lives You will find that the main range of northern white-cedar extends through the southern part of the eastern half of Canada and down to an adjacent northern part of the United States. Looking at its U.S. Forest Service range map, you will see specifically that it extends west from the Gulf of St. Lawrence through central Ontario to southeastern Manitoba. Eastern white cedars southern U.S range extends through central Minnesota and Wisconsin to a narrow fringe around the southern tip of Lake Michigan and east through southern Michigan, southern New York, central Vermont and New Hampshire, and Maine.   Northern white-cedar prefers a humid climate and where the annual precipitation ranges from 28 to 46 inches.  Although it does not develop well on extremely wet or extremely dry sites, the cedar will do well on cool, moist, nutrient-rich sites and particularly on organic soils near streams or boreal swamps. The principal commercial uses of northern white-cedar are for rustic fencing and posts because of the woods resistance to rot. Other important wood products made from the species includes cabin logs, lumber, poles, and shingles. The wood fiber is also used as paper pulp and particleboard. Identification of the Northern White Cedar The leaf (if you can call it a leaf) is actually evergreen and scale-like off main shoot sprays. They are  1/4 inch long with long points. Lateral shoots are flattened, 1/8 inch long with short points. The  species is monoecious meaning that the tree has both male and female reproductive parts. Female parts are green with 4 to 6 scales and male parts are green tipped with brown scales. The fruit is a  cone, only 1/2 inch long, oblong and protrude upright on the branches. Cone scales are leathery, red-brown and rounded, with a small spine on the tip. New growth on each twig is green and scale-like and occurring in very flattened foliar sprays.The bark is fibrous, red-brown, weathering to gray. You will often see diamond-shaped bark patterns and the trees form is a  small to medium-sized tree shaped like an arrowhead or a pyramid. The Commercial Arborvitae Varieties Probably the most commonly planted Arborvitae planted in the North American landscape is the Emerald Green variety. It has great winter color and is one of the most popular hedge plants within its range and is also extensively used outside its range in the Pacific Northwest. Many arborvitae varieties can be planted as a very reliable, small to medium ornamental in American yards outside the natural range of  Thuja  occidentalis.  You  can  see more than 100 cultivated varieties used extensively in dooryards, in hedgerows, in borders and as a single large striking specimen in a large landscape. You will also see this tree along driveways, building foundations, subdivision entrances, cemeteries, and parks. White-Cedar has many cultivars, many of which are shrubs. Popular cultivars include: ‘Booth Globe’  Ã¢â‚¬ËœCompacta’‘Douglasi Pyramidalis’‘Emerald Green’ - good winter color‘Ericoides’‘Fastigiata’‘Hetz Junior’‘Hetz Midget’ - slow growing dwarf‘Hovey’‘Little Champion’ - globe shaped‘Lutea’ - yellow foliage‘Nigra’ - dark green foliage in winter, pyramidal‘Pyramidalis’ - narrow pyramidal form  Ã¢â‚¬ËœRosenthalli’‘Techny’‘Umbraculifera’ - flat-topped‘Wareana’‘Woodwardii’

Public Health Advocacy And Preventive Medicine Essay

Public Health Advocacy And Preventive Medicine - Essay Example This encompasses upholding individual rights and freedoms in relation to accessing healthcare services (Landesman, 2005). To me, health advocacy also entails speaking out for minority groups, and further airing my views and opinions that are highly likely to reform healthcare system for the better. Health advocacy has had a significant impact on my personal life. This issue has shifted my healthcare concerns from an individual perspective to a social and global context. In other words, there are diverse and dynamic healthcare issues that remain unaccounted for by health advocates. If every advocate plays his or her role, then the outcome will without doubt be overwhelming. Health advocacy has, therefore, resulted in self-actualization in the advocacy pursuit. In my own community, Hospital Acquired Infections HAIs constitute a health advocacy need. While many patients have succumbed to HAIs among other hospital errors, inadequate attention is directed to them (Landesman, 2005). Personally, I would actively become involved in advocacy activities related to HAIs since few or no patients understand their

Educate parent attending accidebt emergency how to manage childs fever Research Proposal

Educate parent attending accidebt emergency how to manage childs fever at home - Research Proposal Example Managing childhood fever, will aid reduce various parental complaints for fever and reduce the chances of children death or complications resulting from unmanaged fever. Ways of maintaining fever at home Parents determine their children fever via behavioral changes they mainly link to fever. Parents realize immunological advantageous impacts linked to fever and some belief that fever is harmful and causes brain damage and convulsion of febrile. Therefore, to prevent adverse effects of fever, parents must monitor body temperatures of their children, use antipyretics, ensure their children wear light clothing and wash them with cold water or tepid. When a baby has a bacterial or viral infection, it is obvious for him to develop a fever and the fever will not harm the child, (Douglas 23). Children under the age of six months should seek medical attention while older children may be treated at home. Nevertheless, they should be presented to the hospital for medical attention if the fever last over two days. Methods of taking a child’s temperature There are various ways of taking a child’s temperature at home, for instance, rectal, oral (mouth), under the armpit and in the ear (tympanic). The correct method depends on the age of the child. The parent should ensure that the measurements are accurate. For example, using rectal method is the most accurate way, but most children under the age of two do not like this method. Even though, using axillary method is not extremely precise, it may help parents to know whether their children have fever, (Berger, Ann, John and Roenn 41). Temperature management Conventional treatment Various over the counter medications can be administered to manage fever at home, for instance, acetaminophen, aspirin and ibuprofen. Parents should avoid aspirin use because aspirin may lead to adverse side effects, such as fatal Reye’s syndrome leading to inflammation of the brain and vomiting. Parents can manage their children ’s fever by utilizing a cold sponge, and encouraging their children to take increased amounts of cold liquids like ice pops. It is healthy to give young children increased amounts of fluids contain electrolytes because fever quickly dehydrates them. The cold liquids aids cool the body and keep the baby hydrated. One can also use a fan. Always set the fan at minimal setting and direct it to have the air circulation around the child and avoid blowing the air directly to him, (Douglas 26). Additionally, reduce clothing layers so that the baby can lose increased eat easily through the skin. In addition, dress that baby in light clothing and let her stay indoors or under shade to reduce body temperature. Similarly, parents can manage fever in children by giving their children a lukewarm spongy bath. The body cools as the water evaporates from the skin, thus the body temperature lowers. For instance, if the body temperatures are too high, place a wet or damp piece of cloth on the f orehead of a child as she rests. In addition, the parent should ensure that the child gets enough rest. Since fever is because of a potential infection, a child’s body requires plenty of rest or sleep to fight off the agent causing the infection. Experts agree also that having fever makes a child feel exhausted and achy. Therefore, during this period, parents should motivate the children to have plenty of rest